@book{170,
	author = {Tumenez, Flormelyn D.},
	title = {Assessment of microfinance on selected micro and small agribased enterprises in the province of Nueva Vizcaya/},
	publisher = {Nueva Vizcaya State University,},
	year = {2018},
	address = {Bayombong:},
	note = {This study assessed the relationship of microfinance and micro and small agri-based enterprises in the province of Nueva Vizcaya.

	The study was conducted in Bambang, Bayombong and Solano, Nueva Vizcaya with 34 micro and small agribased entrepreneurs and six (6) financial institutions. A semi-structured questionnaire was used to gather primary data through the conduct of field interview. The data collected were analyzed using frequency count, percentage, mean, median, standard deviation, level of satisfaction through parasuraman's indicators and correlation procedures.

	The result showed that after micro and small agri-based entrepreneurs availed loan from financial institutions, their total sales increased by 0-20%, net profit increased by 0-10%, total assets increased by 0-20%, total liability increase by 0-10% and total equity increased by 0-10%. Access to finance to the financial institution had effect on the growth micro and small agribased enterprises

	The over-all assessment of the respondents on their level satisfaction on the microfinance services offered by the financial institutions in the selected municipalities are the following Empathy 3.04 Satisfied, Responsiveness 3.23 Satisfied, Assurance 3.23 Satisfied, Reliability 3.28 Satisfied, Tangibility 2.98 Satisfied, Processing Time 3.32 Satisfied and Safety and Security 3.05 Satisfied.
	Borrowers were satisfied on the level of satisfaction on quality customer service on microfinance offered by financial institution. Borrowers were highly satisfied when financial institution used the mother tongue in explaining for easy comprehension

	All of the rural and cooperative group who responded in the selected municipality of the province were complied on the 8% mandatory credit allocation to micro, small and medium enterprises.

	The results suggested that Government may continue and extend the mandated allocation of credit resources to micro, small, and medium enterprises (MSMEs) to help them avail/access credit from financial institutions Future research may continue to investigate the service quality on the processing of loan from financial institutions.

Keywords: Microfinance, Micro And Small Agribased Enterprises
}
}