Financial literacy, perspectives, and practices of public secondary teachers in urban municipalities of Nueva Vizcaya/ (Record no. 287)

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040 ## - CATALOGING SOURCE
Transcribing agency NVSU
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name De Guzman, Jayvee John Louie A.
245 ## - TITLE STATEMENT
Title Financial literacy, perspectives, and practices of public secondary teachers in urban municipalities of Nueva Vizcaya/
Statement of responsibility, etc. Jayvee John Louie A. De Guzman
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of publication, distribution, etc. Bayombong:
Name of publisher, distributor, etc. Nueva Vizcaya State University,
Date of publication, distribution, etc. 2021
300 ## - PHYSICAL DESCRIPTION
Extent xiv, 200 leaves :
Other physical details illustrations (some colored), photos ;
Dimensions 28 cm.
500 ## - GENERAL NOTE
General note Financial literacy is one of the big predicaments facing among government employees, most especially the teachers. Based on the Salary Standardization Law 1, public teachers have better compensation than any other government employees, considering their basic salary and all of the benefits. However, teachers were financially challenged in understanding and managing their own finances.<br/><br/> The concept of the study was drawn from the theories of Maslow's Hierarchy of needs, areas of personal finance, financial literacy identifiers and core competencies, top-down processing theory and behavioral finance.<br/><br/> The respondents profile, level of financial literacy, financial perspectives and financial practices were determined through descriptive statistics such as percentage, standard deviation, mean and frequency count. The result of the study showed that public secondary teachers had high level of financial literacy and financial perspectives, but this is in contrast with the level of the financial practices which yielded a low result.<br/><br/> Moreover, significant relationships between the respondents' profile and level of financial literacy, financial perspectives and financial practices; level of financial literacy and financial perspectives and financial practices; and financial perspectives and financial practices of the public secondary teachers were determined using the statistical tools like Pearson's Product Moment Correlation Coefficient (Pearson's r), Correlation Ratio (E2), and Point Biserial Correlation Coefficient depending on the type of data being tested. The study revealed that all of the above relationships were significant.<br/><br/>Keywords: Financial Literacy, Financial Perspectives, Financial Practices
500 ## - GENERAL NOTE
General note Thesis (Master of Management - Business Management)
504 ## - BIBLIOGRAPHY, ETC. NOTE
Bibliography, etc. note Includes appendices and bibliographical references
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    Dewey Decimal Classification     Nueva Vizcaya State University - Bayombong Campus Nueva Vizcaya State University - Bayombong Campus Graduate School Section 03/21/2025 Donation   T D321f 2021 T904 03/21/2025 03/21/2025 Thesis

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